What Is Title Insurance?

Wikipedia describes title insurance as “indemnity insurance against financial loss from defects in real property.”  So what does that mean?  It means that buyers and those who … [Read More]


What Does A Title Company Do?

A title company makes it possible for the owner of the home to pass the ownership (title) of their home to a new owner. A home is easily the largest single purchase an … [Read More]

Important Documents

Why Do I Need Title Insurance?

For most people, title insurance is not an option. When you go to a bank to get money to refinance or buy a home, lenders require title insurance. Their money is on the line. … [Read More]


Who Chooses The Title Company? The Buyer? Seller? Realtor? Lender?

In Maryland, where the buyer traditionally pays title insurance and title search costs, the buyer has the legal right to select the title company. Often, the buyer looks to … [Read More]


What Does Maryland Title Insurance Cost? Should I Shop For Rates?

Simply put, title insurance rates are set by the State of Maryland Insurance Commission. Rates are standard, and so they do not change, regardless of the title company or … [Read More]